Selling Software Licenses? Here's How to Avoid Chargebacks

If you sell software licenses — Adobe, Microsoft, JetBrains, design tools, plugins — chargebacks are the single biggest threat to your margin. A buyer pays with a card, receives the key, uses it for 60 days, then files a chargeback. You lose the money, the key, and you pay the dispute fee.

Why chargebacks devastate license sellers#

• Card networks side with the buyer in "intangible goods" disputes by default.
• You cannot prove physical delivery.
• Even winning a dispute costs $15–$25 in fees.
• Repeated disputes get your merchant account terminated.

The escrow alternative#

Escrow accepts only irreversible payment methods — USDT, BTC, bank wire. Once the buyer funds the escrow, no chargeback is possible. The buyer gets protection through the inspection window (typically 24h to verify the key activates). Once they confirm, funds release to your wallet and stay there.

Escrows Click holds funds in a neutral wallet, verifies delivery, and only releases payment when both parties are satisfied. Start a deal in two minutes at escrows.click.